mangosteen | something small, but telling

Realization: If you save for something, don't be afraid to spend the money on said thing when the time comes. Saying "but I could put all of this money toward (larger nebulous financial thing)" is self-defeating, because you undermine the incentive to actually save for a goal, by taking money out from under yourself.

I've started actually keeping a ledger book with various budgets in it (toy fund, car fund, travel fund, etc.), in order to keep track of how much I saved, and how much I can spend from each fund.

Thus starts the journey into anal-retentiveness. How unsettling.